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The official Aclaro Financing Blog

Get more out of your financing with a quick dip in the Aclaro library of thoughts.

How To Finance A Car The Smart Way

One of the biggest mistakes people make when buying a new car is forgetting to include the cost of auto financing in the total price. For example, if you’re buying a new Honda Civic, the difference between “sticker price” and the dealer’s invoice price (what the dealer paid for the car) is about $1,500. If you negotiate well, you could […]

7 Ways a Bad Credit Score Can Negatively Affect You

When you swipe a credit card or take out a loan to make a purchase, you probably don’t think of the experience as a test of your personal integrity or reliability. You’re more interested in how you’ll feel behind the wheel of your new car, walking through your new home’s kitchen, or sitting in front of […]

6 Ways to Prepare for Rising Gas Prices

During the financial crisis of 2008, the price of gas hit $4 per gallon in many parts of the United States. When the price plummeted to $1.60 per gallon in early 2009, the nation breathed a collective sigh of relief. Gas prices are notoriously fickle. GasBuddy’s Gas Price Chart looks like a mountain range, with sharp peaks […]

Tips to Keep Running Affordable When You’re Tight

Running is one of the most popular forms of exercise, with its low barrier to entry and myriad health benefits. But when you factor in all the expensive accessories, training plans, and high-dollar fitness challenges that have gained popularity in recent years, this low-cost sport can start to get mighty pricey. From $600 GPS watches to $175 track jackets, running […]

Aging in Place – Costs to Consider & Tips to Save Money

The United States is aging, and fast. With roughly 10,000 Americans turning 65 every day, we will have more seniors (those over 65) than children (those under 18) by 2035, according to the U.S. Census Bureau. The Census Bureau illustrates this demographic shift succinctly with this graph showing how Americans’ age distribution is shifting from a pyramid to […]

Rebuilding Your Credit Score

It doesn’t take much to damage a good credit score. A missed payment here, a late payment there, and before you know it, your score has dropped below 600 and into dangerous territory. Once your score drops, you’ll find that loans are more difficult to acquire, while your interest rates go up. What’s more, you may […]

7 Steps To Improve Your Financial Situation

You’re not the first person who has fallen on tough times, and you certainly won’t be the last. Given the enormity of the problem, you’d be forgiven for resigning yourself to a life of missed opportunities and mounting debts. It doesn’t have to be this way. With a little planning and a lot of discipline, […]

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